The all-in-one platform for financial wellness

Palolo partners with your employer to give you the tools you need to take control of your financial future.

Make any day payday

Get Pay Access

Borrow safely when you need a hand

Explore Loans

Earn rewards for saving

Start Saving

Track bonuses, awards, and payouts

Discover Awards

Reimagined benefits for a happier, more productive workforce

Create a better future for your employees with modern financial wellness tools that go beyond a paycheck.

Learn more

“Giving my employees a safe outlet for emergency loans and flexible access to wages through Palolo has made an immediate impact on their lives.”

Robbie Massie
Great Clips Franchise Owner

How does Palolo work?

When you join, you'll update your direct deposit to connect your paycheck with Palolo. This gives you access to powerful benefits like on-demand access to your earned pay, borrowing options linked to your payday schedule, and automatic saving tools. You'll also link your bank account so we know where to send your earnings and rewards from Palolo.

What does it cost?

Palolo is sponsored by your employer, so it's free to sign up and use. You'll only pay a small, one-time origination fee if you take out a loan. There are no hidden fees, no interest, no gotchas.

We believe in providing a safety net that's truly safe, and will never charge extra fees that make it harder to get back on track.

How do I sign up?

If your team is already using Palolo, join using your personal invite link or QR code. Once you connect your paycheck you'll have instant access to your Perks.

If your employer isn’t using Palolo or you're not sure, get in touch and we'll be happy to help.

If my company doesn't use Palolo, can I still sign up?

To use our paycheck-connected benefits, you'll need to be signed up through your employer and have your direct deposit linked to Palolo.

If your employer uses Palolo and you stop working for them, you'll no longer have access to your employer-sponsored benefits. However, you can still access your Palolo account and savings, and make any outstanding payments.

Is my data secure?

Palolo uses bank-level encryption to protect your data. Your personal information is securely stored, and the details of your activity in Palolo is not visible to your employer. Read more about our commitment to security.